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06 Dec 2020

Between the 2nd and 4th of December 2020, Al-Imdaad Foundation hosted students from the Nkosi Senzangakhona Garden Project in Mpumalanga Province as part of a knowledge sharing and exchange programme facilitated by Deputy-Minister for Social-Development, Ms Hendrietta Bogopane-Zulu.

This follows a visit by the Al-Imdaad Foundation’s Community Gardeners to the Nkosi Senzangakhona Garden in October which was the first phase of the exchange programme. This garden was founded by Inkosi Mhalangu, the Chairperson of the National House of Traditional Leaders. At the start of Phase 2 of the exchange programme at Al-Imdaad Foundation’s Community Garden in Estcourt, Inkosi Mahlangu explained the importance of the exchange initiative saying, “It’s the first time my students will be in Estcourt so they will be exposed to different cultures. But mainly they’ll be exposed to one of the most important cultures, being agriculture. This is one culture that brings us all together, this is one culture that makes sure there is food on the table. I advise my students to listen and learn so that we can benefit.” During their visit, the students from Senzangakhona Garden received practical, on the ground training by working together with the Al-Imdaad Foundation’s Community Garden team. They also spent time in the Aquaponics Greenhouse Dome and were introduced to the basics of Aquaponics and Hydroponics growing methods. The exchange programme is the brainchild of Deputy-Minister Bogopane-Zulu who has been working together with the Al-Imdaad Foundation on various projects for up to 9 years. The honourable Deputy-Minister and various other officials were present for the start of Phase 2 of the programme on December 2nd. Representatives of the National Development Agency and SASSA also attended. Earlier on, Deputy-Minister Bogopane-Zulu had described the initiative saying, “A joint effort between young people who get to learn different aspects practically. In this way we can make agriculture ayoba!”

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If one knows the Islamic Date of when your Zakaat is due.Click the Islamic Calender Date to find the Spot Price of Gold and Silver for that Day, otherwise use the Gregorian Calendar.

Once you have clicked on either Calender the opposite Calender will show the converted Date.

Please Note the Calenders is only able to fetch prices for past Dates.

Rates and Nisaab Value

Nisaab : Is based on the Silver Value per gram multiplied by 612.36 grams.

Gold and Silver

Zakaat on Jewellery and precious metal coins is based on the weight of gold/silver- Simply enter the appropriate weights

Zakaat on KrugerRands (fixed weight) is based on the number of coins in possession.

Money

Zakaat should be paid on 2.5% of all cash and bank balances standing in your favour. Where practical reduce the amount by interest accrued.

Investments

Zakaat is payable on the current market price of all investments and shares.Where practical reduce the amount by interest accrued.

Some of the items listed under 'Select Investment Type' are impermissable as they are essentially interest bearing instuments.

The payment of zakaat on the items mentioned do not legitimise or clense them

It is better to avoid trading in or holding (impermissable) assets.

Business

Include all Trade Debtors: Do not deduct bad debts in this section

Use the current market price to determine the appropiate value for your inventory

It might be more practical to work out a value based on the wholesale price assuming all the stock were to be sold in one single transaction on a willing buyer/seller basis

Professional or service orientated businesses e.g. lawyers, doctors, plumbers etc. should not capture monies owing to them for services rendered. The ‘Debtors Section’ should be used for this.

Polices

For conventional (non-Sharia compliant policies) first establish the premiums paid to date and the current value of the policy (whether accessible or not) and pay on the lesser amount as only that portion that equals your contributions (i.e. premiums) is halal. In other words, reduce current value by the amount of interest accrued.

For Sharia compliant policies pay Zakaat on the current value of the policy (whether accessible or not).

Zakaat is payable on all monies owing to you if you have a reasonable expectation that such monies are secure (will be paid).

Partnership

This section is to be filled in by people in a partnership type arrangement. Do not use this section for shares on a stock exchange. If there is no balance sheet or if its not current then the net-worth of the company could be equated to the value all share holders are prepared to sell the company for in its entirety, i.e. including stock, fixtures, fittings, motor vehicles etc.

Debtors

Zakaat is payable on all monies owing to you if you have a reasonable expectation that such monies are secure.

Liabilities

You may deduct monies owed by you to others (including institutions). Deduct only what is due and payable today and not future (long-term) debts. Be carefull not to deduct debts already captured in the previous sections.